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Credit Counseling, or “How You Can Help the Bank While Hurting Yourself”

Credit Counseling, or “How You Can Help the Bank While Hurting Yourself” If you’ve fallen behind in your credit card payments, you have probably heard from your bank, and the representative may have suggested you look into a credit counseling program. The kind bank rep may even have offered to supply a list of credit… Read More »

Why All the Upfront Fees for Debt Resolution Services?

If you’ve fallen behind on credit card or loan payments, you may be curious about the direct mail advertisements you’ve been getting from companies calling themselves “debt resolution services.” They promise to help you settle your debt for significantly less than you owe. It sounds great until you find out you have to pay them… Read More »