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African-Americans, Hispanics Increasingly Pushed From the Housing Market

You know your ability to buy and keep a home is influenced by financial factors like income, equity and credit history. But a recent study suggests that there’s another element at work. According to a new study by Zillow and the National Urban League, ethnicity may play a significant role in one’s success – or… Read More »

Finances vs. Fitness: Americans More Concerned With Financial Health Than Physical Health

Most New Year’s resolutions revolve around self-improvement, whether it’s bettering our bodies, our minds or our finances. But if forced to choose a priority, would you pick wealth or health? If you’re anything like most Americans, it’s all about the money. At least, that’s what a recent poll by American Consumer Credit Counseling indicates. Nearly… Read More »

What Can I Do if a Creditor is Harassing Me?

If you owe money, creditors have the right to contact you. However, they are not allowed to harass you or threaten you just because you are in debt to them. Under the Georgia Fair Debt Collection Practices Act (FDCPA), creditors can be sued for crossing the line from lawful contact to harassment. A credit harassment… Read More »