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What Debt Solution is Right for Me?

In searching for a debt solution that’s right for your particular financial situation, it can be difficult to decide where to turn. There are countless credit counselors and debt settlement organizations out there, and it’s tough to sort out the good from the bad. To receive the best possible solution, there are a few things… Read More »

Rebuilding Credit After Bankruptcy Is Easier Than You Might

Worried that bankruptcy will ruin your credit score forever? It’s a widespread myth that bankruptcy does permanent damage. In reality, the most damaging decision you make may be to not file bankruptcy. While it’s true that bankruptcy will leave a mark on your credit report, rebuilding credit after a bankruptcy case is definitely possible. In… Read More »

What is the Difference Between Credit Counseling and Debtor Education?

In 2011, Georgia had 73,852 bankruptcy filings, 96 percent of which were consumer filings. This ranked Georgia as among one of the states with the largest number of filings in the year. When filing for Chapter 7 or Chapter 13 bankruptcy in Georgia, you must complete a credit counseling and debtor education session. Both are… Read More »