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Category Archives: Homes

African-Americans, Hispanics Increasingly Pushed From the Housing Market

You know your ability to buy and keep a home is influenced by financial factors like income, equity and credit history. But a recent study suggests that there’s another element at work. According to a new study by Zillow and the National Urban League, ethnicity may play a significant role in one’s success – or… Read More »

New Federal Legislation Makes it Easier to Get a Mortgage After Bankruptcy

The Federal Housing Administration (FHA)’s new “Back to Work” lending plan shortens the waiting time required to secure a mortgage after bankruptcy or foreclosure to 12 months. FHA mortgages have always been a great option for first-time or lower-income borrowers because they require only a 3.5 percent down payment. In the past, borrowers had to… Read More »