Contact us for a free consultation Click to Call Phone 678-673-2142
Home » Blog

Category Archives: Chapter 13

How to Know if You Qualify for a Chapter 13 Bankruptcy

The most important factor in determining whether you qualify for Chapter 13 bankruptcy is your income. Your income must be somewhat predictable and high enough to make certain payments. Additionally, your debts must be below a certain level. You must be current on your income tax filings and you may not file if you are… Read More »

Keeping Your Home Through Chapter 13 Bankruptcy

Homeowners throughout Georgia are finding themselves in difficult financial situations. If you are in danger of losing your home to foreclosure, you are probably considering every possible choice. Depending on your income, your assets and the amount of equity you have in your home, you have different options. Loan modification may seem like the easy… Read More »

Purchasing a Home after You Declare Chapter 13 Bankruptcy

Many people fear that bankruptcy will make it impossible for them to ever own a home again. This simply isn’t true. First of all, many people who are eligible for a Chapter 13 bankruptcy can keep the home that they are in now. This is what Chapter 13 debt reorganization is designed to do. You… Read More »

What Happens to Your Student Loans in a Chapter 13 Bankruptcy?

Student loan debt has swelled to an unmanageable size in the United States and it continues to increase. In 2015, total student loan debt in the US was estimated at nearly $1.2 trillion. Many people in Atlanta and throughout Georgia are having serious difficulty managing their educational loan payments each month. Unfortunately, it is almost… Read More »

Filing for Chapter 13 Bankruptcy Still Best Bet for Stopping Foreclosure

What started as a tidal wave of foreclosures is slowing to a steady stream. But that doesn’t mean the foreclosure crisis is over. Just because fewer homes are being foreclosed upon doesn’t mean more people are paying the mortgage. It simply means that more people have already lost their homes to foreclosure – and now… Read More »

How Bankruptcy Can Stop Creditors from Repossessing Your Car

Every year millions of people choose to continue living with overwhelming debt simply because they’re afraid of what might happen if they file for bankruptcy. In reality, they should be afraid of what might happen if they don’t file! One of the biggest myths about bankruptcy is that it will require you to give up… Read More »

Top Five Reasons Your Bankruptcy Filing May Be Rejected

When you file for bankruptcy, you need quick relief. That is why it is important not to make any errors in your application that might delay, or worse, reject, your filing. Ensure smooth sailing for your bankruptcy process by working with an experienced bankruptcy attorney to avoid these common filing mistakes and omissions: Not passing… Read More »

How Often Can I File for Bankruptcy?

If you are experiencing financial problems, you may be wondering how often you can file for bankruptcy. The short answer is, it depends if you received a discharge in a prior bankruptcy. If your debts were not discharged, you can file as many times as you like. However, if you received a prior discharge, revisions… Read More »

Making a Successful Chapter 13 Repayment Plan

In these tough economic times, it is not uncommon for people with stable income to be overburdened by debt. If you spend most (if not all) of your paycheck on payments to creditors, if your mortgage lender has threatened to foreclose on your home, or if you have received notice that your wages will be… Read More »

Comparing the Benefits Chapter 13 Bankruptcy in Georgia

If your debt is mounting and you are finding it difficult to keep up with your payments, you may consider filing for Chapter 13 bankruptcy.  Thousands of people in Georgia who have sought Chapter 13 bankruptcy protection have discovered the many benefits of debt reorganization. Why do people choose Chapter 13? Chapter 13 allows you… Read More »